How MyUSALoans works

Real-time loan decisions in minutes

Use our convenient online form to request a loan and receive an immediate response from one of our lending partners. Funds can usually be transferred into your bank account within 1 business day.

MyUSALoans streamlines the lending process so you can get your money, and get on with your life.

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Smiling woman requesting a loan from her laptop.

Cash loans in minutes, from the comfort of your home


Get started

Click the "Get Started" button and complete the easy online form.


Fast decision

Once your loan request has been submitted, you will know within minutes whether you have been approved.


Lenders are waiting

If approved, you will be forwarded to the lender's e-signature page and/or sent an email. A lender may contact you by phone as well.


Receive your money

If you agree to the loan terms, sign your loan agreement electronically via the internet, and receive your money as soon as one business day.

Happy couple walking outside

Minimum requirements include

  • Must be at least 18 years of age
  • Must have a checking account with direct deposit
  • Must have regular income and pay frequency
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Real-time decisions

How we do it is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third party lenders.

You register online from your home computer or any mobile device. Because the process occurs in real-time, if qualified, you will receive fast loan approval. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.

It's that easy! Why are you waiting?

Request a loan now

Get funds when you need them

$100 - $5,000
Loans as soon as the next business day

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